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BrochuresEverything you need to know about Personal Contract Hire finance
PERSONAL CONTRACT HIRE
Personal Contract Hire is a fixed cost rental agreement
WHAT IS PERSONAL CONTRACT HIRE?
You first choose your new Suzuki car, pay an initial rental in advance, followed by fixed monthly rentals to suit your budget. You can even choose an optional maintenance package as part of your agreement which can help take away the hassle of keeping your vehicle in good condition.
It’s different from Personal Contract Purchase (PCP) because there is no option to purchase the car at the end of the agreement and the vehicle must be returned.
HOW PERSONAL CONTRACT HIRE WORKS
Personal Contract Hire works by choosing from an initial rental payment in advance of 1-12 months, you then set the contract term between 2-5 years.
You then decide your annual mileage limit – the minimum is 5,000 and the maximum varies by vehicle. If your circumstances change during your agreement you may be able to amend your contracted mileage. You can also then decide whether to add an optional maintenance package at an additional cost.
At the end of the contract you must return the car and you’ll have nothing more to pay if the vehicle condition is in line with BVRLA guidelines and hasn’t exceeded the maximum agreed annual mileage.
If the vehicle doesn’t meet the mileage and condition terms, then excess charges will apply.
IS PERSONAL CONTRACT HIRE RIGHT FOR YOU?
Choosing the right finance agreement that’s suitable for you can be quite difficult to understand, so we’re here to make it easy for you.
The benefits of personal contract hire include:
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Hassle free motoring - road tax is included and no disposal worries
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Flexible initial rentals – choose between 1-12 months advanced payment which will help you set monthly rentals to suit your budget.
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The higher initial rental in advance you pay the lower the remaining monthly rentals will be
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Fixed monthly payments to suit your budget
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You can terminate the contract early by paying 50% of the remaining rental cost and any other charges incurred
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Optional vehicle maintenance packages to make sure your car stays in good condition
PERSONAL CONTRACT HIRE CONSIDERATIONS
Before you decide whether a Personal Contract Hire agreement is right for you, it’s worth remembering that:
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There is no ownership option at the end of the agreement
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Excess mileage charges may be incurred if you exceed the agreed mileage and return the vehicle to us.
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The condition of the vehicle upon return must also be in line with BVRLA guidelines to avoid incurring charges.
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